The end of the year is a great time for self-audits especially so for Middle Office managers. In many institutions this is a fairly new role and you may be having challenges charting your way through setting up this Middle Office function and managing a portfolio and establishing both reporting and clear lines between the front and back offices that you may not have had a moment to do a health check.
How have you performed this year? Does your portfolio meet the required standard? It’s time for you to take charge of your portfolio- in this series we will show you how. We begin with the first step- Where are you now? Can you accurately determine the performance of your portfolio? Were you able to detect market changes and respond accurately?

MEASURING THE PERFORMANCE OF YOUR PORTFOLIO
	Value to Loan Ratio An effective way to measure your portfolio is to look at yourValue to Loan ratios; values less than one raise red flags in your Commodity Connect Risk Management System (CCRM) automatically making this an easy task.
	Pricing of your stock Analyze the price movements over the year and the effect it has had on your portfolio. Price discovery especially on the African continent creates a major challenge to effective monitoring of the portfolio. Specialized prices that meet your exact needs depend on the country of origin, the quality parameters country of destination, regulatory requirements on pricing in that region just to name a few. This can be a daunting task for most Middle Office managers, but it’s an important part of your health check.
	Documents A good Middle Office manager has an eye for detail and ensures that all required documentation is in order thus safe guarding the bank from documentary risks. The introduction ofthis role in the banks has brought with it more legal and documentary requirements not found in traditional lending and as such Middle Office teams must be aware of all the requirements – download the Middle Office documentary checklist from the Commodity Connect Risk Management System (CCRM) to make sure that you are on top of your game. Should you want to discuss this further or learn more about how to maintain a healthy portfolio- you may contact us
	Get CCRM System Commodity Connect DMCC T: +971 04 399 8437 E: info@comcapconnect.com www.comcapconnect.com 1401, Reef Tower, JLT, Dubai, UAE